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This bond indemnifies the issuer of a duplicate security against claims of anyone claiming to be the owner of the original instrument/security. The instrument/security must be lost at least 60 days. If the lost instrument is a bank or certified check, the check must be missing for at least 60 days before a bond will be issued. (Download Form Adobe_PDF_file_icon_32x32 or Apply Now)


Mortgage broker bonds (also known as mortgage bonds) are license bonds required by state governments. The bond guarantees the mortgage broker (principal) will operate per the rules and regulations of the state licensure code. Each state has its own specific set of laws to abide by.

Therefore, each state requires a separate bond, stating the penalty amount and precisely what statutes are being guaranteed by the bond.

Current Market: Mortgage broker bonds are currently being written at excellent rates for those who qualify. In general, rates are less than other license bond types. However, not all bonding companies are offering lower rates for mortgage brokers. (Download Form Adobe_PDF_file_icon_32x32 or Apply Now)


As a new mortgage lender, there are many things to consider, such as what kind of loans you’ll specialize in, where your office will be, and how to market yourself and get your name into the industry However, there’s another critical issue that you need to consider as you begin establishing your business and its customer base.

Law requires businesses in some industries to secure a surety bond before a state business license can be issued. Mortgage lenders and brokers are required to get a surety bond before obtaining their mortgage broker license, a process that is generally backed by the state department of banking. The bond’s purpose is to ensure the consumer is protected in the event of wrongful practices or fraud on the part of the lender or broker. (Download Form Adobe_PDF_file_icon_32x32 or Apply Now)


A person or entity who assists a consumer in obtaining or applying for a residential mortgage loan by advising on loan terms, preparing loan packages, or collecting information on behalf of the consumer, provides offers and negotiates terms of a residential mortgage loan for compensation or gain. (Download Form Adobe_PDF_file_icon_32x32 or Apply Now)


(Permit Bonds) There is great variation from one jurisdiction to the next in the laws applicable to those dealing in alcoholic or intoxicating beverages. In all states, except where beer or liquor is sold by state stores, dealers are licensed. Bonds may be required to simply guarantee compliance with the law and can be written for reputable dealers. In other jurisdictions, the bonds may also guarantee the payment of taxes on beverages sold which makes the bond a good faith and credit guarantee. In still other jurisdictions, the bond guarantees fines or contains forfeiture provisions making the entire penal sum payable if the dealer is convicted of any violations of the law. (Download Form Adobe_PDF_file_icon_32x32 or Apply Now)


A business must have a Laundry license if it washes, dries, starches or irons clothes, household linens or other washable fabrics for the public or, if self-service or otherwise, the public may come to the business to wash clothes or other fabrics whether by automatic or coin-operated machines. In order to be licensed, the City requires a business owner to be bonded to ensure he/her are in compliance with the licensing laws when acting in this capacity. (Download Form Adobe_PDF_file_icon_32x32 or Apply Now)


Dealers of second hand good must be licensed by the Department of Consumer Affairs. To ensure the licensee is in compliance with the licensing laws when acting in this capacity a bond is required by the Department of Consumer Affairs. (Download Form Adobe_PDF_file_icon_32x32 or Apply Now)